Privacy Policy

Last Updated: 13/08/2025

Panathottam respects your privacy and is committed to protecting your personal information. We operate as a financial guidance and brokering service, connecting customers with relevant financial institutions, service providers, and opportunities. We are not a bank, lender, or government agency, and we do not have the authority to verify official documents or conduct KYC checks.

1. Information We Collect

We may collect the following information when you interact with us:

Name
Contact details (phone number, email address, postal address)
Basic financial preferences (loan type, investment interest, insurance needs, etc.)
Non-sensitive demographic details (e.g., city, age range)
Any information you voluntarily provide for us to connect you with financial service providers

We do not request, store, or verify sensitive government data such as Aadhaar numbers, PAN numbers, passports, or bank passwords. If such information is required for a service, it will be handled directly between you and the service provider.

2. How We Use Your Information

We use the information you share with us for:

Providing financial guidance and recommendations
Connecting you with financial institutions, brokers, or service providers
Communicating updates, offers, or service information
Improving our services and understanding customer needs

3. Sharing Your Information

We may share your contact and preference details with:

Partner financial institutions and brokers who can provide relevant services
Third-party service providers for communication or support purposes

We do not sell your personal information to unrelated third parties.

4. Our Role & Limitations

We only facilitate connections and provide general financial guidance
We do not verify the authenticity of your documents or the services provided by third parties
We are not responsible for the decisions made by you or third-party providers after we make a referral

5. Data Retention

We retain your personal information only for as long as necessary to:

Fulfil the purpose for which it was collected
Meet legal or contractual obligations (if any)

6. Security Measures

We take reasonable steps to protect your data through secure storage, restricted access, and encryption where appropriate. However, no data transmission over the internet can be guaranteed as 100% secure.